Prosper Television Commercial. Kent, a real Prosper borrower, got a personal loan for home improvements at prosper.com. Bob, a boat salesman, was one of the lenders who contributed to his loan. Prosper is a P2P (peer-to-peer) online community for lending and borrowing money. At prosper.com, borrowers can get borrow money / get a loan at a great rate and lenders can earn excellent returns.